If you have been involved in a car accident, you are entitled to various types of Accident Benefits. This includes the driver of a car involved in the accident and all passengers as well as any pedestrian or bicyclist involved in the accident. It also applies if you were operating a motorcycle at the time of the accident.
If you were working at the time of the accident you are entitled to Income Replacement Benefits. You are also entitled to Medical Benefits to pay for treatment including physiotherapy, massage therapy, chiropractic treatment and psychological counseling. If your injuries prevent you from performing personal care activities you are entitled to Attendant Care Benefits.
Sweeping amendments to the Insurance Act have significantly reduced the type and amount of Accident Benefits paid for accidents, which occur on or after September 1, 2010. The most significant is called the Minor Injury Guidelines commonly referred to as the ‘MIG’, which limits Medical Benefits to pay for treatment to $3500 if your injuries are uncomplicated and soft-tissue in nature. In the majority of cases, this is amount is insufficient to pay for treatment until symptoms have resolved. In order to minimize costs, many insurance companies will place people in the MIG even when it is apparent to a casual observer that a claimant’s injuries do meet the criteria. The tactic of ‘slow-play-no-play’ is frequently used to delay and frustrate the adjudication process through attrition. Simply put, insurance companies wear our or starve out people who are merely attempting to obtain Accident Benefits which they have paid for and are rightfully entitled.
There is a significant imbalance of power and resources in a dispute with an insurance company. You require a lawyer with experience of the strategy and tactics used by insurance companies and more importantly, their lawyers. You also require a lawyer with and ability to handle and manage both in order to obtain the maximum compensation to which you are entitled.
Call us toll free at 1-800-257-6876 or contact us by E-Mail email@example.com for a free consultation and case assessment. Let us finish the fight the insurance company started. For your convenience, it will be our pleasure to meet you and your family in your home or hospital room.